Background of the Study
The financial technology (fintech) sector has become a crucial part of Nigeria's financial ecosystem, offering digital payment, lending, and investment services (Morris & Swanson, 2023). However, with the growing use of digital platforms comes the increasing risk of cybersecurity threats. IT security policies, which outline the strategies, protocols, and controls to safeguard digital assets, are vital for ensuring that fintech firms comply with industry regulations and protect sensitive customer data. This review will explore the effectiveness of IT security policies in fintech firms in Nasarawa State and their impact on compliance with data protection regulations and cybersecurity standards.
Statement of the Problem
Fintech firms in Nasarawa State may face challenges in ensuring compliance with IT security policies due to the rapidly evolving cybersecurity landscape, regulatory complexities, and limited resources. While some fintech firms may have strong IT security policies in place, others may struggle with implementation, leading to vulnerabilities that compromise data security. This study aims to review the IT security policies in fintech firms and assess their role in ensuring compliance and protecting customer data.
Objectives of the Study
Research Questions
Research Hypotheses
Scope and Limitations of the Study
This study will focus on fintech firms operating in Nasarawa State and their IT security policies. Limitations include access to internal policy documents and potential discrepancies in policy implementation across firms.
Definitions of Terms
IT Security Policies: A set of guidelines and procedures designed to protect an organization’s information systems from cybersecurity threats.
Compliance: Adherence to laws, regulations, and industry standards aimed at safeguarding data and ensuring privacy.
Cybersecurity Standards: A set of protocols and measures aimed at protecting digital assets from cyber threats.
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